Shirley M Mueller turned every person's fear - inability to invest his or her hard earned money wisely - into her greatest passion. In her first career in academia and medicine, she managed seven family investment accounts. Her success further charged her interest. This led to retirement at age 53. Mueller then worked for seven years in the investment industry. Now, she specializes in educating clients, both one-on-one and in groups about how to effectively self-invest using a simple and effective three-step approach. Mueller is not associated with a firm for whom she has to promote a party line. Her fee is hourly, not a percentage of assets.

This is what managing your own money could mean for you. Over your investing life, you have the potential to make your investments grow exponentially better than most professionals. This is why. Eight out of ten mutual fund managers can't consistently beat the market in any one-year. Over decades, the chances are much worse. Is there any reason to think that those in charge of private accounts do any better? By managing your own money, you can avoid the expense of a money manager and keep up with indexes that routinely beat the performance of mutual fund managers.